Understanding Buy Now, Pay Later and How It Works "Buy Now, Pay Later" ( BNPL ) services have transformed the retail landscape. They provide consumers with the flexibility to make purchases immediately and pay over time, often without interest. Companies like Klarna, Afterpay, and Affirm are leading this charge. These options are especially popular among younger generations, who prefer flexible payment methods. But is BNPL genuinely beneficial, or does it come with hidden ri
